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Mortgage Calculator

Estimate a monthly mortgage payment with home price, down payment, interest rate, taxes, insurance, and HOA costs in one place.

Mortgage details

Adjust the purchase price, down payment, loan term, and recurring housing costs to estimate a full monthly payment.

Estimated results

Estimated Monthly Payment

$2,935

Principal, interest, taxes, insurance, and HOA

Loan Amount

$360,000

20.0% down payment

Total Interest

$480,583

Over 30 years

Monthly breakdown

Principal & Interest$2,335
Property Tax$450
Home Insurance$150
HOA$0

This estimate excludes PMI, closing costs, maintenance, and rate changes. Use it as a planning number, not a lender quote.